I’m a licensed insurance professional here to help you explore your options, ask questions, and get clear guidance without pressure or obligation. This consultation is focused on understanding your needs and helping you make confident decisions at your own pace.
Ask questions and get clear, straightforward answers
Review options based on your needs and goals
Compare coverage and pricing when applicable
Understand next steps, if any, at your own pace

Let’s Talk Through Your Options, No Pressure, No Guesswork
Derek Ranes, Licensed Insurance Agent
National Producer #: 20220187
4025 holt rd, Holt Michigan 48842
Licensed Life Insurance Agent in Kentucky, Maryland, Michigan, Mississippi, Nevada, North Carolina, Ohio, Tennessee, Texas • NPN 20220187
Serving clients across Holt, Ingham County, and the greater Lansing-East Lansing Metro Area area.
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